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Convenient personal loans that get you to your goals.

Check your rate on a loan up to $100,000  in under 60 seconds. Comparing offers won't affect your credit score.

Questions? 800-307-1789
No impact to credit to check
No fees, no obligation
READY TO GET STARTED?
Up to $100K
~60 secto check your rate
5.99%+APR for top credit*
★★★★★
★★★★★
4.7/5 · Trusted by customers across the US

CONNECTING YOU TO A NETWORK OF TRUSTED LENDING PARTNERS VIA

$100KLoans up to
12–60Month terms
1 dayFunding as fast as*
$0Fees to check your rate

002 — How it works

Three simple steps to your offers

No paperwork to start, no impact to your credit, and no obligation to accept.

STEP 01

Tell us about you

Answer a few quick questions about how much you need and what it's for. Takes about a minute.

STEP 02

Compare real offers

We securely match you with lending partners so you can compare personalized rates side by side.

STEP 03

Get funded

Pick the offer that fits, finish with your chosen lender, and receive funds — often as soon as the next business day.*

One loan for whatever's next

From consolidating debt to funding a big moment, a TriPoint-matched personal loan can help you move forward on your terms.

Debt consolidation
Credit card refinance
Home improvement
Auto expenses
Medical bills
Major purchase
Moving costs
Weddings & life events

004 — Why TriPoint

A simpler, smarter way to borrow

We're not a lender, we're your shortcut to the right one. Just 2 minutes puts your offers in one place, so you stay in control.

No impact to your credit

Checking your rate is a soft inquiry. Compare offers freely — your score stays exactly where it is.

One form, many lenders

Fill out a single application and we match you across a network of partners — no repeating yourself ten times.

No hidden fees

It's always free to check your rate with TriPoint. You'll see any lender terms clearly before you accept anything.

Fast, on your schedule

Apply in minutes from your phone. Approved loans can fund as soon as the next business day with your chosen lender.*

Bank-level security

Your information is encrypted in transit and at rest, and matched through our trusted lending partner network.

Built for real life

Fixed monthly payments and clear terms mean no surprises — just a plan to reach the goal in front of you.

005 — Rates & terms

Clear numbers, no surprises

Your actual rate depends on the lender, your credit profile, and the loan you choose. Here's the range you can expect across our partner network.

Loan amount
Up to $100K
Borrow only what you need
APR range
5.99–35.99%
Fixed APR, set by lender
Loan terms
12–60+ mo
Choose your monthly payment
Origination
0–8%
Varies by partner & offer

Representative example

Loan amount$12,000
APR14.99% fixed
Term48 months
Monthly payment$334
Total repaid$16,032

This example is for illustration only and is not an offer of credit. Your APR, payment, and total cost will vary based on the lender, loan amount, term, and your creditworthiness. See Disclosures for details.

006 — Trust & security

Your data is protected at every step

We hold ourselves to bank-grade standards and only share what's needed to match you with the right offers.

256-bit encryption

Every submission is encrypted in transit and at rest.

We never sell your data

Your information is used to find offers — never sold to third-party marketers.

You stay in control

Checking your rate is a soft pull. Nothing is final until you accept an offer.

Our network

A network of trusted lenders

TriPoint connects you to a marketplace of vetted lending partners that securely match you with personalized offers — so you can compare and choose with confidence.

TriPoint Lending is not a lender or broker and does not make credit decisions.

007 — Real outcomes

"I consolidated three credit cards into one fixed payment and lowered my rate. The whole thing took a coffee break."

Photo
Marcus T.
Consolidated $14,200 · Austin, TX

Illustrative customer story. Individual results vary based on lender terms and creditworthiness.

008 — Questions

Good to know

No. TriPoint Lending is a personal-loan referral service. We collect a single application and securely connect you to lending partners. The lender — not TriPoint — makes all credit decisions and sets your final rate and terms.
No. Checking your rate with TriPoint is a soft inquiry, which does not affect your credit score. If you choose to move forward with a specific lender, that lender may perform a hard inquiry as part of finalizing your loan.
Personal loans in the network range from $1,000 to $100,000, with APRs from 5.99% to 35.99% and terms of 12 to 60 months. Your actual amount, rate, and any fees are determined by the lender based on your credit profile and the offer you select.
It varies by lender. Many partners can fund approved loans as soon as the next business day after you finalize your loan agreement. Some may take a few business days depending on verification and your bank.
None. It's always free to check your rate, and you're never obligated to accept an offer. TriPoint may receive compensation from lending partners when you're matched, which never changes your rate or costs.
Just a few basics: your name, contact info, address, employment status, and income. You must be at least 18 (19 in some states), a U.S. citizen or permanent resident, and have a valid bank account.

Ready when you are

See what you qualify for today

Check your rate in about 60 seconds. No impact to your credit, no fees, no obligation.